Golf carts have become a popular mode of transportation far beyond golf courses. From quiet neighborhoods to bustling local streets, many Minnesotans are intrigued by the idea of using golf carts for short commutes, errands, or leisurely rides. But before you hop on a cart and cruise down the road, it’s important to ask: Are golf carts street legal in Minnesota?
This guide covers all the essential aspects of golf cart legality in Minnesota. We’ll break down the state’s specific laws, registration requirements, safety rules, local ordinances, and much more. Whether you’re a resident considering a golf cart for personal use or a visitor planning to rent one, this article will clear up all your doubts.
Understanding Minnesota’s Golf Cart Laws
Are Golf Carts Considered Motor Vehicles in Minnesota?
According to Minnesota state law, golf carts are classified differently than standard motor vehicles. They are typically categorized under “special-use vehicles” or “low-speed vehicles” (LSVs), depending on their specifications.
However, it’s crucial to distinguish between:
- Traditional golf carts: Designed primarily for golf courses with a maximum speed of around 15-20 mph.
- Street-legal low-speed vehicles (LSVs): Equipped with specific safety features and can reach speeds up to 25 mph.
While LSVs can be made street-legal statewide under certain conditions, traditional golf carts are generally not street legal unless specific local ordinances allow it.
Are Golf Carts Street Legal in Minnesota by Default?
No, golf carts are not street legal by default in Minnesota. However, there is room for flexibility.
What Does Minnesota Law Say?
Under Minnesota Statutes Section 169.045, cities and counties are permitted to authorize the use of golf carts on public roads through local ordinances. This means that street legality for golf carts is determined at the municipal or county level, not automatically statewide.
To legally operate a golf cart on public streets, the following conditions must typically be met:
- Local ordinance approval – Check with your city council or county office to see if golf carts are allowed on public roads.
- Permit requirement – Some municipalities require a special permit or registration for golf cart usage.
- Roadway restrictions – Golf carts may be limited to certain types of roads, usually with speed limits of 35 mph or less.
How to Make Your Golf Cart Street Legal in Minnesota
If your city or county allows golf carts on public roads, you must comply with specific requirements to make your golf cart street legal. These may include:
1. Obtaining a Golf Cart Permit
Most local governments require residents to apply for a permit or license before using golf carts on public roads. The application process generally includes:
- Submitting proof of insurance
- Paying a nominal permit fee
- Providing vehicle information
2. Adding Safety Features
Golf carts are often required to have basic safety equipment such as:
- Headlights and taillights
- Rearview mirrors
- Turn signals
- Reflective warning devices
- Horn
- Seat belts (depending on local regulations)
These features help ensure that the golf cart can safely operate in public traffic.
3. Insurance Coverage
While Minnesota does not have a statewide mandate for golf cart insurance, many cities that allow street-legal golf carts require proof of liability insurance. Coverage protects the driver and others in case of an accident.
4. Age and Licensing Requirements
Operators usually need to be:
- At least 16 years old
- Possessing a valid driver’s license
In some localities, younger drivers may be allowed under supervision.

Specific Minnesota Cities Where Golf Carts Are Street Legal
Several cities and towns in Minnesota have ordinances that allow golf carts on specific public roads, including:
1. Rochester, MN
Rochester permits the operation of golf carts on designated streets, provided the driver obtains a city-issued permit and adheres to safety regulations.
2. Baxter, MN
Baxter allows golf carts under its Neighborhood Electric Vehicle and Golf Cart ordinance. The city requires registration, insurance, and proper safety equipment.
3. Lakeville, MN
Lakeville has detailed ordinances allowing the use of golf carts on city streets, especially in certain residential areas, with clear rules about speed limits, safety gear, and age requirements.
Always check with your local city hall or police department for the latest ordinances before driving your golf cart on public roads.
Where Can You Legally Drive a Golf Cart in Minnesota?
Even if golf carts are street legal in your area, they are generally restricted to certain types of roads and areas.
Allowed Areas:
- Residential streets with speed limits 35 mph or below
- City-designated golf cart routes
- Parks, campgrounds, or resort areas (if permitted)
- Golf course crossings (where allowed)
Prohibited Areas:
- State highways and county roads without explicit permission
- Sidewalks and bike paths
- High-speed roads (posted speed limits above 35 mph)
- Freeways and interstates
Penalties for Illegal Golf Cart Use in Minnesota
Operating a golf cart illegally in Minnesota can result in penalties, including:
- Fines or citations
- Confiscation of the vehicle
- Possible points on your driver’s license
- Invalidated insurance claims in case of accidents
To avoid these consequences, it’s essential to understand local laws and comply with all necessary registration, insurance, and safety requirements.
Low-Speed Vehicles (LSVs) vs. Golf Carts in Minnesota
Many people confuse low-speed vehicles (LSVs) with regular golf carts, but there are key differences:
Feature | Golf Cart | Low-Speed Vehicle (LSV) |
---|---|---|
Maximum Speed | 15-20 mph | Up to 25 mph |
Required Safety Features | Varies by locality | Federal safety requirements apply |
License Plate Requirement | No (local permit required instead) | Yes |
Insurance Requirement | Varies by locality | Mandatory |
Allowed on Roads | With local ordinance approval | State-approved roads (≤35 mph) |
If you’re looking for more flexibility in road usage, you might want to consider upgrading your golf cart to meet LSV standards.
Key Factors to Consider Before Making Your Golf Cart Street Legal in Minnesota
1. Check Local Ordinances First
Since Minnesota leaves much of the decision-making power to local governments, it’s vital to consult your city or county’s official website or police department to verify if golf carts are allowed.
2. Assess Cost of Upgrades
Adding safety equipment, applying for permits, and acquiring insurance all come at a cost. Estimate your total expenses upfront to ensure that making your golf cart street legal is worth the investment.
3. Know Your Intended Use
Determine how and where you plan to use the golf cart:
- Short neighborhood commutes?
- Local trips to grocery stores or parks?
- Vacation home transport?
If you plan to use it frequently on public roads, upgrading to an LSV may offer better long-term value and flexibility.
Frequently Asked Questions (FAQs)
1. Do I need a driver’s license to operate a golf cart in Minnesota?
In most cities that allow golf carts on public roads, yes, you need a valid driver’s license. Check local regulations to confirm specific age and licensing requirements.
2. Is insurance mandatory for golf carts in Minnesota?
While Minnesota state law doesn’t mandate golf cart insurance, many cities and counties require liability insurance before issuing a golf cart permit. It’s always wise to carry insurance for protection.
3. Can I drive my golf cart on Minnesota highways?
No, golf carts are strictly prohibited on highways, interstates, and high-speed roads. They are typically limited to local streets with speed limits of 35 mph or less, and only if local laws permit.
4. Can tourists or visitors use golf carts on Minnesota streets?
Yes, but only if the local jurisdiction allows golf carts on public roads and the driver obtains a temporary permit, meets safety requirements, and holds a valid driver’s license.
5. Are electric golf carts treated differently from gas-powered golf carts in Minnesota?
No, both electric and gas-powered golf carts fall under the same rules regarding street legality. However, electric golf carts are often more favored for neighborhood use due to their quieter operation and environmental benefits.
Final Thoughts
So, are golf carts street legal in Minnesota? The answer largely depends on your local jurisdiction. Minnesota’s state laws do not automatically authorize golf carts on public streets, but many cities and towns have ordinances in place allowing their use under specific conditions.
To legally drive a golf cart in Minnesota:
- Check your local ordinances
- Obtain the required permit
- Install mandatory safety features
- Carry valid insurance
- Adhere to age and licensing requirements
By following these steps, you can enjoy the convenience and fun of driving a golf cart safely and legally in Minnesota. Always stay informed, drive responsibly, and make sure you’re compliant with all local regulations.